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Overview of stored mobile wallet services in India

16 January 2012 | PDF (11 pages) Content type: Viewpoint Tags: Emerging Asia–Pacific, Regional markets

Stored mobile wallets are semi-closed prepaid instruments with a transaction limit of INR50 000 per month. These wallets have three potential use cases (mobile/DTH recharge, utility bill payments and online/retail shopping). The business model is based on the commission from merchants and convenience fee from consumers.

This Viewpoint provides:

  • an overview of the three uses of mobile wallets
  • an update on recent regulatory changes associated with mobile wallets in India
  • an analysis of the business models
  • recommendations for service providers.
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