The commercial use of consumer data

24 June 2015

David Abecassis

Report | PDF (163 pages)

The commercial use of consumer dataThe Competition and Markets Authority (CMA) commissioned Analysys Mason, together with DotEcon to conduct research into the commercial use of consumer data. The published report is part of the CMA's wider project to understand how businesses collect and use consumer data and how it affects consumers, businesses, competition and the wider economy. The research is intended to help the CMA better understand the scope and nature of issues arising in markets making use of consumer data.

The report focuses on the collection and use of consumer data in three sectors that together provide a wide range of factual evidence and insights into specific examples of data collection. The three example UK sectors our factual research focused on are motor insurance, clothing retail and gaming applications (apps). Our study found that in all three sectors the analysis of consumer data is ultimately driven by a desire to improve the decision making process and that collection and analysis of data is focused on areas in which there are the greatest commercial returns from making such improvements. However, in some cases improvements could be made in terms of the amount and clarity of information provided to consumers about the collection and use of their data.

For further information and the report see the CMA's website.

Or click on the report image to download or access the report via the download box on the right.


Report (PDF)


David Abecassis

Partner, expert in strategy, regulation and policy